The personal background conditions of each policyholder will change during the life course, and the car insurance premium will also change accordingly. The degree of change varies with each insurance company.
For example, the three most frequently encountered conditions are (1) driving age (2) marital status (3) property status. Therefore, as time changes and conditions change, it is necessary to quote again to continue to reduce premiums. The 9 recommended times to re-quote car insurance are as follows:
1. Not sure if the insurance recommended by the Agent is the cheapest
2. The car insurance is about to expire and I want to renew the contract. I want to see if there is a cheaper Policy/Plan
3. Unfamiliar with American auto insurance companies and need reliable analysis and recommendation tools
4. Don’t blindly pursue the cheapest, but hope to meet your own needs and find out a relatively low-priced insurance in a fair comparison
5. Changes in marital status, such as marriage or divorce
6. Changes in asset status, such as buying a house or moving
7. Add a (teenage) driver to your insurance plan
8. Just bought a new car
9. Changes in credit score
Even if the general status has not changed, it is recommended to drive re-quote at least once every six months (just in time for the semi-annual Policy Renew), the principle is still the same: each company has different calculation combinations, and may also update parameters regularly Or specific gravity, anyway, Quote is free, do not estimate white do not estimate.